2026 is less than two months away. And the world is now moving away from old banking ways.

More than 70% of Gen Z and Millennials now use mobile banking apps to manage their money.

And the shift can be seen clearly in where the smart money is flowing.

Digitap ($TAP), the world’s first omnibank, has recently seen a massive influx of funds into its presale following the launch of its global money app.

The Digitap crypto presale is now close to the $2 million milestone.

The main reason behind its increasing popularity is a focus on making banking easier. Some now believe Digitap could very well be the next crypto to explode, thanks to its increasing adoption.

But is it the best crypto to buy now? This in-depth analysis of the $TAP token tries to answer this question.

Gen Z and millennials drive rapid shift toward mobile finance

If there’s one clue that tells us why a project like Digitap is going to be a hit, it’s the way people are abandoning old banking habits.

In 2019, barely half of U.S. adults relied on mobile banking. But reports show that the number has climbed to 72% by 2025.

Millennials come in second at 68%. And Gen Z has already matched the national average at 72%.

That’s an entire generation growing up with the idea that a phone (and not a bank branch) is the centre of their financial life.

Now that individuals have decided to move away from traditional banking ways, the legacy models have become irrelevant.

And projects that align their vision with what users want could soon replace traditional finance.

Digitap fits that description better than any new project.

A global money app that handles crypto, fiat, spending, and transfers in one space doesn’t feel speculative anymore.

It feels aligned with how people already manage their finances. And that’s why many consider $TAP a genuine contender for the best crypto to buy in 2025.

How Digitap aligns with the shift to mobile finance

The shift toward mobile-first finance is clearer than ever. And that creates a special moment where a new entrant can catch an industry mid-transition.

Interestingly, Digitap’s model is already aligning with how users want to move money.

After years of fragmented experiences between banks, exchanges, and wallets, a unified money layer finally feels overdue.

Digitap has entered the market with a global money app that combines crypto and fiat on a single platform.

That alignment with existing market needs is what lends weight to Digitap’s vision.

What that means is that Digitap isn’t creating the need for something. Instead, it addresses issues that many face every single day.

And in markets where timing often matters as much as technology, Digitap has everything analysts look at when asking whether a token has room to explode.

$TAP gains traction with multi-rail transfers and safe-haven access

Tracking where investors place long-term bets reveals a consistent pattern: explosive projects solve painful, everyday problems.

Digitap seems to be the only new fintech platform that can satisfy the needs of Gen Z and millennials. 

Cross-border payments remain slow and expensive. That’s a major headache for freelancers, remote teams, and international businesses. Settlement delays force users to float money for days.

Currency swaps hide their actual costs. And moving between crypto and fiat usually requires multiple platforms.

Digitap offers multi-rail routing, a smart FX engine, and instant in-network transfers.

And this directly addresses the current issues with cross-border payments.

The ability to jump from crypto to fiat inside the same app also gives users a safe-haven lever during volatility.

And that’s one thing exchanges still struggle to deliver.

This is a single use case that alone explains why thousands of investors are heading for the Digitap crypto presale in Q4 2025.

If Digitap gains more momentum here, the upward pressure on $TAP becomes much easier to justify.

Early Digitap adoption signals growing investor confidence

Speculation alone doesn’t create sustainable momentum. Adoption is also a crucial factor.

Digitap’s presale numbers show that the early community is quite convinced of its pitch for the future of finance.

For context, close to $2 million has been raised in the Digitap crypto presale in just over a month.

Add the dual audits from Solidproof and Coinsult, and Digitap clears credibility hurdles that often stall new entrants.

But the most interesting part is its growth potential.

If user onboarding scales, if Visa-powered spending proves frictionless, and if cross-border routing continues to resonate, the gap between Digitap’s early valuation and its real-world utility becomes the kind of mismatch that fuels an aggressive price pump post-launch.

And that brings the question into sharper focus: $TAP may not just be the next crypto to explode; it could be one of the best cryptos to buy now for investors on the hunt for maximum gains in the next market cycle.

Digitap crypto presale shows strong investor demand

The clearest indication of where a project is heading often shows up long before launch.

There are always clear signs in the early presale numbers.

Digitap’s 150% rise from $0.0125 to $0.0313 is something analysts look for when they want to separate speculative noise from steady accumulation.

The quick price climb of the $TAP token in its presale came after smart investors picked over 120 million tokens in just over a month.

The imminent move into Stage 7 at $0.0326 continues that pattern. There are no sudden price spikes and no disastrous drops.

In fact, the $TAP token price climb aligns perfectly with the growing demand for an app that changes how people move money.

With the token’s launch price set at $0.14, early buyers are still in for a 77% discount.

They also get a potential 347% ROI once Digitap simply launches on a Tier-1 exchange by early 2026.

What’s striking is the consistency of inflows. Nearly $2 million raised in just over a month points to strong investor confidence.

Crypto Nautic and other market experts say the interest comes from Digitap’s solid banking utility.

Backed by a project that could potentially become one of the largest fintech platforms a few years down the line, $TAP tokens appear to be a legit, solid crypto asset worth adding to the portfolio. ‘

For many, that’s enough to place Digitap ($TAP) on their list of the best cryptos to buy this November.

Why $TAP could be the next crypto to explode

The question of whether Digitap is the next crypto to explode becomes more meaningful when viewed through the lens of its early adoption.

A functioning global money app, unified crypto-fiat architecture, and Visa-enabled spending form a foundation rarely seen at this stage of a crypto presale.

Digitap enters the market at a time when digital finance is moving rapidly toward mobile-first systems.

And its entire system aligns closely with that direction.

Analysts now view $TAP as one of the best cryptos to buy now. A low market cap, a 77% discount to launch, and strong adoption clearly mean Digitap has everything it takes to be the next crypto to explode.

Digitap is Live NOW. Learn more about their project here:

Presale https://presale.digitap.app

Website: https://digitap.app 

Social: https://linktr.ee/digitap.app 

Win $250K: https://gleam.io/bfpzx/digitap-250000-giveaway

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